Friday, May 4, 2012

Planning


Noah is a lot smarter than he looks. He let me buy into the Disney time share program. Even though it was a lot of money. And he hasn’t gotten mad at me for not paying it off faster. He’s really quite patient with me. I say that he is smart because a lot of how I manage self-discipline is in service of some goal. I can talk myself out of eating out if I know that all of my Disneyland spending money in October and December have to just come out of our normal budget. I have to save up gas money in advance. I can’t buy a race day t-shirt at the marathon unless I save money. I have to think about these things in advance. If I want to have the money then I have to save now. Our income dropped dramatically. I can’t just do all of the things I expect in the back of my mind to do. It’s feeling hard to adjust to. We lost a big darn cushion. I always planned for us to live on his income and the reality is we spent every penny of extra income too. Some of it was shuffled off to savings/investments but not a lot. We have had a really comfortable and fun life. It’s been awesome.

Noah wants to try some big hard stuff. My role in that is to be the one to save the money in advance that will allow us to take this risk and not suffer from it regardless of the outcome. I have to plan in advance and it’s feeling hard. It’s feeling like more self discipline than I have.

Part of the reason I am walking as much as I am with Shanna is I’m trying to see if I can live without the van and be ok with the kids. Can we get to the places we want to go? I’m trying to learn what places near here we want to try. Every additional car adds a huge amount of liability: gas, insurance, repair. Saving multiple thousands of dollars a year is a lot. It just limits my range with the kids a lot. We are thinking hard about that.  Things like: it would really suck to not be able to go to many home school events. I’m trying to figure out when they happen and if I could manage it. I should probably actually investigate options on the peninsula because then it makes a lot more sense to take Noah to work and use the car during the day. Most everything we do now ranges up and down the east bay.

I saw my therapist last night. Yeah. I feel like this. And that is probably going to keep happening. This is my normal. Time to move on with life. Life isn’t going to wait for me to feel better. I have to think about things that matter. Things like: what are the actual needs in this house? How can I meet them? What would a life that meets those needs look like? I need to backwards plan this. I need to draw up a long flow chart so that I can figure out what I should be doing now in order to move towards those goals. Yes, my stomach hurts. Yes, I feel like I am about to puke. Yes, I feel like my heart is racing. Yes, I am afraid.

But Noah slept in and I have to go make breakfast. That’s a lot more important. He really needed the sleep. And he will want to go in early today because we are having dinner with a friend tonight.

3 comments:

  1. would car share work for your family?

    ReplyDelete
  2. Unfortunately short of using Enterprise or some other major rental car company they don't really exist this far into the suburbs. But I think that simply renting a car occasionally would still be significantly cheaper and it's in the back of my mind. :)

    ReplyDelete
  3. ...or some other type of swap. You could cook for some family and borrow their car in return? I bet there are ways to get around the second car thing. It annoys me that so many cars are laying fallow (mine included). To be fair, we only have one car and Andrew uses public trans for work exclusively.

    ReplyDelete